Who Should File for Bankruptcy?

How to Know If You Qualify

If you have debt, you may be wondering if it’s enough to qualify for bankruptcy. While the amount of debt is one aspect, your household income, monthly expenses, and other financial obligations are factors too. Here’s how to know if filing a bankruptcy petition will help your unique situation.

Do you have such a high amount of debt that you’re unable to pay all of your monthly bills? Have you missed several car payments? Are you behind on your mortgage? Are creditors calling you every day? If you answered “yes” to any of those questions, you most likely qualify to file for bankruptcy.

If you’re trying to pay down medical bills or credit card debt, but haven’t had enough money left over for your car payment or mortgage, you’ve most likely received calls from those creditors. You may have even received a notice that your wages are being garnished, your car is being repossessed, or that your home is in foreclosure.

If you’re currently experiencing any of those situations, it’s important to immediately talk to a local lawyer about filing for bankruptcy in Kentucky. Even though there’s a social stigma around the word “bankruptcy,” most people who file a bankruptcy petition have had unfortunate things happen to them, which has now put them in a tough financial position.

Maybe you’ve had an unexpected illness, you lost your job, or had another life-changing event that produced some unforeseen bills that you can’t pay. Whatever the reason, people may need to seek the advice of a qualified attorney to discuss the possibility of seeking relief through bankruptcy.

If you’ve suffered from unfortunate life circumstances and now need debt relief, we’re here to help.

There’s no shame in trying to get back on your feet so that you can have a stable financial future. Everyone deserves that, including you and your family.

The sad reality in life is that bad things often happen to good people. No one plans to file a bankruptcy, and nobody secretly dreams of charging up credit cards with no intent to repay them. Everyone has a story, a reason, or a situation that needs to be discussed. They need to be heard, and we are here to listen.

We offer all of our clients a free consultation so that they have the opportunity to tell their story, and in turn, we can give them a solution that works for them and their families. No pressure, no tactics — just a caring attorney that has eighteen years of experience helping people get the debt relief that they need. 

If you think you need to file for bankruptcy in Kentucky, then look no further. Call today for a free case evaluation to see how we can help you get a fresh start and hope for a better future.

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