Louisville High School Students Learn The Benefits of Good Credit

By Tracy L. Hirsch

Celebrating 11 years, CARE stands for Credit Abuse Resistance Education, and is a program that assigns local attorneys to Kentucky high school classrooms to teach teenagers about credit responsibility. These students are taught how to avoid getting into debt, how to create a budget, and how to manage credit.

I have been involved in this program as a public service project through the Louisville Bar Association for approximately 6 years. CARE is such an integral part of reaching out to high school seniors to educate them about financial literacy, budgeting, and overall responsibility as they enter adulthood.

Each year CARE reaches out to almost 3,000 Kentucky high school students to raise awareness throughout the state. We try to teach students about managing money and avoiding credit traps that individuals are often faced with as they become responsible for more of their finances.

Mastering financial literacy at a young age is key to a stable financial future.

Understanding the do’s and don’ts of fiscal responsibility is the first step towards financial success, and it’s an honor to help educate this next generation on how to make wise financial choices.

As a Louisville bankruptcy attorney, it’s heartbreaking to hear clients say that they wish they had been given financial guidance a young adult, as they feel that it would have prevented them from accumulating an unbearable amount of debt.

Thankfully, there’s still hope, as filing for bankruptcy can provide the chance for a fresh start, as well as an opportunity to receive education about credit and budgeting.

If you’d like to learn more about how Louisville bankruptcy can help you get back on track financially, call me today at (502) 435-2593. It’s never too late to set the “reset” button on your financial future. I’m here to help!

Tracy L. Hirsch

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